NaviGo: The All-Seeing Banking Experience
Premium 32-inch self-service kiosk for banks, NBFCs, and financial institutions. Full-KYC onboarding, instant card issuance, passbook printing, cash recycling, and AI-powered cross-sell — powered by IRIS.
NaviGo Hardware Core
A premium 32-inch intelligent self-service kiosk with integrated cash recycling, biometric KYC, card printing, and passbook printing. Built for unattended 24/7 operation in bank branches, extension counters, and NBFC offices.
- HD Camera (face match + liveness detection)
- Evolis card printer (multi-BIN, multi-bank)
- Passbook printer (statement printing)
- Cheque module — MICR read, image capture, instant validation and CTS integration
- PAX IM30 payment terminal (UPI, cards, NCMC)
- Cash recycler module (accept + dispense)
- Mantra MFS110 biometric scanner (STQC certified)
- Aadhaar eKYC + PAN verification
- Veriphy® + WhatsApp integration
Certified for banking
NaviGo is the TransiGo 4000 chassis, reconfigured for cheque and passbook handling — so it arrives with the same certified payment and identity modules already proven across Bengaluru's metro network.
PCI PTS 6.x SRED
Payment terminal certified to PIN Transaction Security 6.x with SRED, and compliant with EMV Level 1 and Level 2.
STQC-certified biometrics
Fingerprint capture certified by STQC, the Government of India testing authority — the identity step that makes full KYC possible at the machine rather than at a branch counter.
IP65 and tamper-proof
Payment terminal rated IP65, inside a tamper-proof steel enclosure under HD video audit and hardware-based encryption.
The All-Seeing Eye
IRIS watches. IRIS learns. IRIS acts. A pensioner prints a passbook — IRIS sees the idle FD balance and surfaces a senior citizen savings scheme. A young professional checks a credit card balance — IRIS suggests a pre-approved personal loan. Real customer data. Real-time offers. Real conversions.
- Real-time customer profiling (age, segment, transaction history)
- Context-aware product recommendations
- Pre-approved offer surfacing (loans, cards, FDs)
- Multilingual voice + touch interaction
- Conversion analytics dashboard
- Branch manager alert system (high-value opportunities)
IRIS in Action
The Pensioner
Prints passbook. IRIS detects idle savings balance. Surfaces senior citizen FD scheme. Conversion: FD opened at kiosk.
The Young Professional
Checks credit card statement. IRIS identifies spending pattern. Suggests pre-approved personal loan. Conversion: loan application initiated.
The Small Business Owner
Deposits daily collection. IRIS recognises regular cash pattern. Recommends current account upgrade + POS terminal. Conversion: product cross-sell.
The New Customer
Opens savings account at kiosk. IRIS triggers welcome journey — debit card, mobile banking setup, UPI activation. Conversion: full digital onboarding.
See NaviGo in Action
Schedule a walkthrough of NaviGo with IRIS at our experience center. See how AI-powered self-service transforms branch economics.